Metal Roofing vs. Shingles: Pros, Cons, and Cost Comparison

Is your roof showing its age? Maybe a nasty storm just rolled through, and now you're staring at drips, dents, or missing shingles. Or perhaps you’re building new—starting fresh. Either way, one big decision looms: metal roofing or shingles?

At Ramma Roofing, we’ve seen both sides. Residential and commercial clients ask these questions every week, especially after emergencies. Let’s lay out the facts so you can choose with confidence—no guesswork, no regrets.

Material Overview: Metal Roofing vs. Shingles 🏠

Your roof isn’t just a lid. It’s a shield—one that stands between you and the elements. The material you choose shapes everything from upfront cost to comfort and peace of mind.

Metal Roofing

• Types: Steel, aluminum, copper, and zinc. Most homes and businesses go with interlocking steel or aluminum panels.
• Finish: Factory-applied coatings resist rust, UV rays, and fading.
• Weight: Surprisingly light—often lighter than asphalt shingles.
• Look: Modern, crisp, with color choices to match any style.

Asphalt Shingles

• Types: Three-tab (classic), architectural/dimensional (thicker), luxury (heaviest and most textured).
• Finish: Granulated top layer for UV protection.
• Weight: Heavier than metal on a per-square-foot basis.
• Look: Familiar, traditional, and blends well with most neighborhoods.

Installation Differences

Putting on a new roof isn’t like swapping out a lightbulb. Every layer matters.

Metal Roofing

• Prep: Existing roof may not need to be removed—metal can sometimes go right over old shingles (if local code allows).
• Process: Panels are measured and cut, then fastened with screws and sealed at the seams.
• Time: Often quicker on large, simple roofs. More complex on steep or intricate designs.

Shingle Roofing

• Prep: Old layers are usually torn off for a flat, clean surface.
• Process: Shingles are installed in overlapping rows, nailed down, and finished with ridge caps.
• Time: Straightforward, but labor-intensive—especially for multi-story or steep roofs.

Pro tip: Codes like the International Building Code (IBC) or local ordinances may limit how many layers you can have, and dictate which materials are allowed in certain zones.

Upfront and Lifetime Costs

Let’s talk money. When budgets are tight, every dollar counts. But there’s the initial bill—and then there’s the long game.

Metal Roofing

• Upfront: Typically costs 2–3x more than standard asphalt shingles.
• Lifetime: Lasts 40–70 years. Lower maintenance, fewer replacements.
• Insurance: Many insurers offer discounts for storm resistance.

Asphalt Shingles

• Upfront: Lowest initial cost of all major roofing materials.
• Lifetime: 15–30 years for most products. May need replacing twice as often as metal.
• Insurance: Standard coverage, but hail or wind claims can be common.

Tip: Factor in local labor rates, disposal fees, and whether you need emergency roofing or Storm Damage Restoration near you.

Energy Efficiency

Roofs don’t just keep water out—they help manage heat and cold.

Metal Roofing

• Reflects sunlight, reducing heat gain in summer.
• Can lower cooling costs by up to 25% according to the U.S. Department of Energy.
• Works well with modern insulation and ventilation systems.

Asphalt Shingles

• Absorbs more heat, especially with darker colors.
• Can make attics warmer in summer unless paired with robust insulation and attic ventilation.

Practical tip: ENERGY STAR®-rated metal roofing products are available for both homes and commercial buildings.

Durability and Maintenance

Weather doesn’t play favorites. Your roof needs to be tough—especially when storms hit.

Metal Roofing

• Storm Resistance: Sheds rain, snow, and ice with ease. Rated to withstand winds up to 140 mph.
• Fire: Noncombustible—meets Class A fire ratings.
• Hail: Can dent, but rarely punctures. Thicker gauge = more resilience.
• Maintenance: Occasional debris clearing and fastener checks.

Shingle Roofing

• Storm Resistance: Vulnerable to high winds and hail. Missing or curling shingles are common after storms.
• Fire: Most asphalt shingles are also Class A rated if installed over fiberglass mat.
• Hail: Granules can be knocked off, speeding up aging.
• Maintenance: Replace damaged shingles, check for leaks, routine gutter cleaning.

Reference: The National Roofing Contractors Association (NRCA) recommends annual inspections, especially after severe weather events.

Maintenance and Preventative Care

A roof’s lifespan depends on how well you care for it. Ignore small stuff, and you’ll pay for it later.

• Metal roofs: Inspect seams, fasteners, and flashing twice a year. Clear off branches and leaves.
• Shingle roofs: Look for cracked or missing shingles. Clean gutters to avoid water backup. Trim overhanging trees.

If you spot a leak or damage, call for emergency roofing or Storm Damage Restoration near you—quick action often saves money.

Decision Matrix: Which Roof Is Right for You?

Making a choice? Start with what matters most to you:

• Budget: Shingles win for short-term savings; metal rules the long game.
• Longevity: Metal roofs last longer—often outliving the first owner.
• Aesthetics: Both offer style, but metal brings a modern edge.
• Storm Risk: Metal is a workhorse against wind, hail, and fire.
• Noise: Metal can be louder in heavy rain—unless insulated well.
• Resale Value: Metal often boosts resale value, especially in storm-prone regions.

Local and Seasonal Climate Considerations 🌦️

Your region’s weather should factor into your choice.

• Hurricane/High Wind Zones: Standing seam metal roofs are a favorite for business owners and homeowners in coastal areas.
• Hail-Prone Areas: Impact-resistant shingles are available, but thicker metal panels usually fare better.
• Heavy Snow: Metal sheds snow easily, preventing ice dams.
• Hot, Sunny Climates: Metal reflects more sunlight, keeping interiors cooler.

Check with your municipality for local code requirements. The Insurance Institute for Business & Home Safety (IBHS) offers guidance on best practices for different climates.

Case Studies: Real-World Roof Choices

• Residential Example: After a spring hailstorm, a homeowner chose metal for its longevity and insurance discounts. Their new roof weathered the next storm with barely a scratch.
• Commercial Example: A retail plaza owner replaced aging shingles with metal panels. No more leaks, and their cooling bills dropped 20% over summer.

Cost and Time Factors

• Metal Roofing: Higher upfront cost, but installation can be finished in 1–3 days for a standard home, longer for large or complex commercial roofs.
• Shingle Roofing: Lower cost, but more frequent replacements. Typical install time is 2–5 days, depending on size and weather.

Remember: Emergency roofing after a storm may involve additional costs for debris removal, temporary tarping, and expedited labor.

When It’s an Emergency

A leaking roof isn’t just an inconvenience. It’s a race against time. Water can ruin insulation, drywall, and even structural beams.

• First: Stay safe—avoid rooms with ceiling leaks.
• Second: Use buckets or tarps to limit damage until help arrives.
• Third: Call for professional emergency roofing. Ramma Roofing crews are ready 24/7 for Storm Damage Restoration near you.

FAQ

How long does each roof type last?

• Metal: 40–70 years with basic care.
• Shingles: 15–30 years, depending on shingle type and weather.

Are metal roofs noisy in the rain?

Not if installed with proper insulation and underlayment. Most clients report no noticeable difference.

Can metal roofs be installed over old shingles?

Sometimes, yes—if local code allows and the structure is sound. Always ask for an inspection first.

Which roof is better for resale value?

In many markets, metal roofs add value thanks to their longevity and curb appeal—especially where storms are common.

Practical Tips

• Schedule annual roof inspections by a licensed pro.
• Clean gutters every spring and fall.
• Trim branches away from the roof line.
• Act fast after storms—small leaks can grow into big problems.

Final Word

Both metal roofing and shingles have their place. Your decision comes down to needs, budget, and the climate overhead. When emergencies strike or you just want peace of mind for years to come, Ramma Roofing is here to help—day or night.

Call Ramma Roofing now — or reach us anytime at  888-780-7394 .